Blog
Writing on credit cards in Malaysia
No clickbait. Just the math, the rules, and the things banks don't put on the marketing page.
2026-05-30
Best Credit Card for Petrol in Malaysia 2026
The best petrol cashback cards in Malaysia after caps — earn up to RM480/yr on a free card, not RM10. Real sen-per-litre, ranked by how you drive.
2026-05-30
Best Cashback Card for RM15,000–20,000 Salary (2026)
At RM15k–20k/month, most cards are open to you — and your bank is selling you the wrong one. The free card beats the RM1,215-fee premium card by over RM1,800 a year.
2026-05-28
Best Cashback Card for RM8,000–15,000 Salary (2026)
Two free cards earn RM2,028/yr at this income. The RM1,215-fee Elite card your bank keeps pushing earns minus RM786. That RM2,800 gap is the whole story.
2026-05-27
Best Cashback Card for RM5,000–8,000 Salary (2026)
A raise just put you in the temptation zone — eligible for better free cards and your first fee-laden upsells. One earns negative cashback. Here's how to pick right.
2026-05-26
Best Cashback Card for RM3,000–4,000 Salary (2026)
On RM3,000–4,000 a month you're in Malaysia's cashback sweet spot — not stuck with starter cards. The best free card pays RM725/year. Here's the math.
2026-05-22
Best First Credit Card for Fresh Grads (RM2,500–RM4,000 Salary)
Earning RM2,500–RM4,000? Here are the best first credit cards in Malaysia — free for life, low income requirement, real cashback. No traps.
2026-05-01
How we built Kira: the credit card matcher that doesn't get paid to lie to you
Most Malaysian credit card comparison sites get paid different amounts for different cards. Here's how we built Kira to refuse that.